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Encryption and signatures continue
to play an increasingly important role in financial transactions.
- Recent U.S.
legislation and regulations (Graham, Leach, Bliley or "GLB")
obligate a wide range of financial institutions, from banks to check
cashing services, to 1. insure the security and confidentiality of customer
records, 2. protect against hazards to the security and integrity of
the records, and 3. prevent unauthorized access or use. Protecting
a customer's identifiable information can best be assured through XKI™
for secure file encryption and document management, at less than half
the cost of comparable solutions.
- Electronic
commercial paper promises rapid, secure factoring of electronic obligations
freed from dependence upon paper, postal mails, and courier services.
Its practical absence in the marketplace today represents a significant
lost business opportunity. The emergence of a robust infrastructure
for commercial electronic paper requires protection of the legal rights
of holders in due course and enforceablity of the obligations in the
courts. The low-cost encryption and electronic signatures of XKI™
provide the needed building blocks.
- On the other
hand, unrestricted, freely available encryption may interfere with legitimate
law enforcement activities to prevent activities such as money laundering.
XKI's™ dual-level of encryption removes this threat without unduly
exposing consumer data to unauthorized disclosure.
Other
features include:
- Ease of use.
- Low cost administration.
- Optional integration
of biometrics.
- Audit
trails that are easily organized into confidential reports.
- Clearly
defined, machine recognizable limits on authority, including dollar
limitations.
To find out more
about XKI Atomic Signatures™ download the White
Paper. |
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